Privacy policy

Last Modified: 9/01/2025

1. Introduction

Maliakal Insurance Agency ("Maliakal," the "Company," "we," or "us") values your privacy and is committed to safeguarding it through our adherence to this Privacy Policy. This document explains the types of information we may collect through our websites, services, and applications—including visits to maliakalinsurance.com (the "Website")—and how we collect, use, maintain, protect, and disclose that information. Your use of the Website is governed by this Privacy Policy and the Company’s Terms of Use.

2. Scope

This policy applies to information we collect:

  • On the Website;

  • Through email, text, or other electronic communications between you and the Website;

  • Via mobile or desktop applications downloaded from the Website that facilitate non-browser-based interaction;

  • When you interact with our advertising or applications on third-party sites or post content related to the Company or the Website on third-party platforms.

This policy does not apply to information collected by third parties (including through any linked applications or content) or to data collected offline or through other websites operated by the Company or third parties.

3. Children Under Age 13

Our Website is not intended for children under 13 years old. We do not knowingly collect Personal Information from children under 13. If we learn that we have collected such information without verified parental consent, we will delete it.

4. Information We Collect and How We Collect It

We may collect the following types of information:

  • Automatically Collected Information — Includes usage details, IP addresses, browser type, cookies, and other tracking technologies when you navigate the Website, respond to surveys, or use any referral services.

  • Communications — Personal information you provide during email or text correspondence, or via forms on the Website.

5. How We Use Your Information

We may use your information to:

  • Operate, maintain, and improve our Website and services;

  • Process inquiries, applications, quotes, claims, and policy information;

  • Communicate with you about your account or services;

  • Send reminders, notices, and authorized business messages;

  • Understand user behavior to better customize our content;

  • Comply with legal or regulatory obligations.

  • Mobile information will not be shared, sold, or conveyed to third parties for marketing/promotional purposes

6. How We Disclose Information

We may share Personal Information:

  • Within our company and with third-party service providers (e.g., underwriters, payment processors, IT support) who support our business operations;

  • With regulatory authorities or as required by law, such as in response to a subpoena or legal process;

  • With your consent.

We do not sell your Personal Information.

7. Your Choices

You may opt out of promotional communications (“e.g., marketing or announcements”) by following the opt-out instruction in those messages or contacting us directly.

8. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your browsing experience. You may disable cookies via your browser settings; however, this may affect Website functionality.

9. Security

We maintain reasonable physical, technical, and administrative security measures to protect your Personal Information. However, Internet transmission is not entirely secure, so we cannot guarantee absolute protection.

10. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated “Last Modified” date. Continued use of the Website after updates indicates acceptance of the revised policy.

11. Contact Us

For questions about this Privacy Policy or your data rights, please contact:

Maliakal Insurance Agency
392 Harding Pl Suite 230, Nashville, TN 37211

Call: 6154128470

Email: privacy@maliakal.insure